Bring Your Plan to life.
Your Financial Life on Track
We don’t just manage wealth. We also help you build it.
You’ve arrived. You’re here because you’ve completed the Financial Planning process and you’d like us to help you bring your plan to life.
Wealth Management is our full-service collaborative experience for professionals and their families who want year-round access to professional financial advice and guidance.
Our Wealth Management Helps Keep Your:
Goals on Track
Your Lifestyle Plan showed you how to get on track with your financial goals. Now Lifestyle Management can help you stay on track.
Track Your Progress
Your Lifestyle Plan showed you how much to save and where. Lifestyle Management helps you – year after year – track your progress.
Your Lifestyle Plan answered all your big financial questions. With Lifestyle Management we’re here to help you with the small ones too.
Our Steps to Building Wealth Management
Step 1. Financial Planning
A Financial Plan is the first step to letting us help you with all things money. If you haven’t completed your Lifestyle Plan yet,
Step 2. Bring Your Plan to Life
With your Financial Plan, you designed your ideal life and we showed you what’s possible to make progress – paying down your debt, check, automating your savings, check, investing for your goals, check, saving for that dream holiday, check and yes you’re on track for retirement too, check.
So let’s bring your plan to life with Wealth Management.
Great Benefits For Wealth Management Members
Team of Experts
With Lifestyle Management you now have access to a team of experts second to none who are there for you year round ready to help with financial advice and guidance so you stay on track.
Investing isn’t the goal, we invest for your goals and help you be a smarter investor. The markets will go up and down but you will sleep well at night knowing you’re invested in quality. Now, you can retire from retirement planning.
Annual Lifestyle Plan Update
Your Lifestyle Plan is a living plan. As your life changes and your needs evolve, so should your Lifestyle Plan. You don’t have to figure it out on your own. We’re here to help you stay on track!
I want a Strategy that Works
Boutique Experience Backed by Big Business
The Lifestyle Protector is a boutique financial planning and solutions firm backed by some of Canada’s largest and most prestigious financial companies.
What Lifestyle Management Costs
The better you do, the better we do. Period.
After paying the one-time fee for your Lifestyle Plan, the fee for all Lifestyle Management services, including investment management and an annual update to your Lifestyle Plan, is determined by the assets you maintain at The Lifestyle Protector. If the assets invested are less than $500,000 you will pay the Retail Management Fees as offered by the Investment Company that holds your investments. A declining fee schedule is in place for assets over $500,000
Don’t just take it from us, read some kind words from people who work with us!
Personalized touch. Good advice. Having a person I can trust in my back pocket for life changes and questions. So much of finance is about mindset. I love how Lynn goes deep in our sessions to help me see what’s possible for my future. Lynn’s the best.Jaeny
When Lynn makes recommendations on investments and insurance products for me and my family, I know it’s because she is focused on doing the right thing for ME. I trust her. She takes care of me. I wouldn’t work with anybody else. Thank you, Lynn.Sean
Frequently Asked Questions
Do you have a minimum investment amount?
We have no minimum investment amount. Someone in their 30’s, 40’s or 50’s with a reasonably high income could greatly benefit from financial advice and has the ability to pay for it. We don’t turn people away simply because they have few assets to manage. Many even have assets in a home or an investment property, but would be turned away from an advisor with a minimum asset requirement because the advisor cannot manage those assets. We believe that anyone who has a need for financial planning and is willing to pay for professional advice should have access to a high-quality, fiduciary advisor, regardless of how many assets they have.
Why do you charge a fee for financial planning?
Most people’s goals do not involve increasing the assets held by their financial advisor. Certainly, you want to see a positive return on your investments, but your actual goals have much more to do with things like enjoying your lifestyle, feeling financially secure and confident with your financial decisions. For example, you may have a goal to become debt free. While there can be pros and cons to using investment assets to pay off debt, deciding if it is the right move for you should only involve the effects on you, both financially and emotionally. However, advisors who charge only commission or fees for assets held have a conflict if you want to remove assets to pay off debt. Conflicts also arise when your investment advisor is with a large lending institution where your mortgage is held. These advisors have no interest in helping you become debt free by liquidating assets when their employer holds your mortgage. Your financial plan should involve all aspects of your financial life – cash flow, debt, saving, investing and risk. By charging a one-time fee to put your comprehensive financial lifestyle plan in place you know that all aspects of your plan will be considered and the recommendations will truly be in your best interest.
Don't Be Shy
If we didn’t answer all of your questions, feel free to drop us a line anytime.