Terms And Conditions

Important Legal Information
By accessing the web site at https://LIFESTYLE PROTECTOR.ca, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms and conditions, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

Internet Communications

PLEASE BE ADVISED THAT TRADING INSTRUCTIONS SHOULD NOT BE COMMUNICATED VIA E-MAIL. Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. THE LIFESTYLE PROTECTOR cannot ensure the privacy and authenticity of any information, and will not accept any instructions, that you send to us over the Internet. THE LIFESTYLE PROTECTOR will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

No Advice

The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our website to your particular circumstances. You should consult directly with a THE LIFESTYLE PROTECTOR professional or your other advisors before acting on any information on this website.

Accuracy and Changes

Facts and information provided on this website are believed to be accurate at the time they are posted. However, this website could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this website without prior notice. Please consult any THE LIFESTYLE PROTECTOR branch in your jurisdiction for complete and up-to-date information on products and services.

Disclaimer of Warranty and Limitation of Liability

THE LIFESTYLE PROTECTOR do not warrant the accuracy, completeness, quality, adequacy or content of any information on this website. Such information is provided “as is” without warranty or condition of any kind, either express or implied, including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose, except in jurisdictions which do not allow the exclusion of implied warranties.

THE LIFESTYLE PROTECTOR will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use of or misuse of or inability to access or use this website, or the information, documents, software or content thereof, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

No Solicitation

Nothing on this website constitutes a solicitation or offer by THE LIFESTYLE PROTECTOR to buy or sell products or services of any kind whatsoever including without limitation securities or any other financial instrument of any issuer.

Applicable Agreements

All products and services offered by THE LIFESTYLE PROTECTOR are offered for sale subject to the terms and conditions of the applicable agreements. Please consult THE LIFESTYLE PROTECTOR in your jurisdiction for complete and up-to-date information on products and services.

Applicable Jurisdiction

The information on this website is intended for use solely by persons resident in jurisdictions where THE LIFESTYLE PROTECTOR operates. Any products or services mentioned on this website are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.

Hyperlinks Are Not Endorsements

Links to other websites or references to products, services or publications other than those offered by THE LIFESTYLE PROTECTOR on this website do not imply the endorsement or approval of such websites, products, services or publications by Scotia Entities. THE LIFESTYLE PROTECTOR make no representations whatsoever about any other website which you may access through this one. When you access a non-LIFESTYLE PROTECTOR website, please understand that it is independent from THE LIFESTYLE PROTECTOR, and that THE LIFESTYLE PROTECTOR has no control over the content on that website.

Material to be Consulted in its Entirety

All materials at this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Trade Marks


THE LIFESTYLE PROTECTOR grants to you a limited license to display the Content on your computer and print the Content on your printer solely for your own personal non-commercial use provided that you do not modify the Content and that you do not delete any of the proprietary notices.