Protecting your wishes and the ones you love.

The first and most important step in protecting those you love is to make a will. 

However, most us are going to simply fade away rather than experience a sudden demise. Should you become incapable or unable to make your own decisions you’ll need help to manage your health and your wealth. 

Leaving a legacy of love means you’ve taken the time to consider how you’d like to be remembered and shared this in an organized way with those who care about you most. 

Making time to plan can be difficult for busy families. We’re here to help. 

Where there’s a Will

When you die without a will, known as “dying intestate”, the government, someone who never knew you, gets to decide who your beneficiaries are and how your assets will be distributed. Your spouse will not automatically receive your inheritance if you have children. 

To be effective, your will needs to clearly indicate your wishes, be easily found, and be  verified by the courts. It must clearly state who your executor will be (the person responsible for carrying out your last wishes and for filing paperwork, including your last tax return)

There’s a lot to think about. Getting help from people who know you and who understand what’s important to you can minimize the feelings of overwhelm. 

Outside Your Estate

While your will is an essential cornerstone to ensuring your wishes are understood at the time of your passing, not all of your assets need to be included in your will to successfully pass to your beneficiaries when you die. 

There are several estate planning tools you can use like life insurance to enhance your estate while keeping your wishes private.

In many cases, these tools help to reduce estate administration fees and avoid probate (the process of verifying the will). 

Feel confident your family and loved ones will receive what you intend for them by exploring all your options. 

Leaving a Legacy of Love

A legacy of love is more than an estate plan, it serves as a gift to your family long after you’re gone.

Whether we leave a legacy of love or one of chaos is a choice you make through your decisions and actions.

Leading with kindness, organizing your life, and eliminating needless guesswork by clarifying your desires are all choices you can make, starting today.