To really bring the point of sound financial planning home to my clients, I often tell them the story of the two widows, one of them financially secure, and one of them in the opposite situation.

One widow has been left a legacy of chaos. She faces all kinds of credit card debt, a huge mortgage, and insufficient income.  She’ll probably be struggling with money issues for the rest of her life.

One widow, on the other hand, has no debt, and her house is fully paid.  She also has her own retirement fund and will receive income from her husband’s retirement fund as well. She has been left, as I call it, a legacy of love.

Which widow would you rather be?  Or which one would you like your wife to be after you pass on?

Here’s the thing… No one really likes to talk about the awkward topic of what happens after one’s death.  Neither do I.  But it’s necessary to address those questions. There’s no way around it, not if you want to ensure the financial security of yourself and your loved ones.

Think about the kind of legacy you would like to leave…  Do you want to leave your loved ones a legacy of chaos or a legacy of love? You may not realize it but you do have a great degree of control over those things.

It’s really quite easy once you decide to go for it.  There’s no need to make things overly complicated.

The first step is to make sure that your life insurance pays off your debt, particularly if you love your family. After all, you’re a team! Together, you should make sure that the last person standing is going to be taken care of.

And there are options to do just that. Maybe you’d like to find out about the options for protecting your lifestyle – or working towards creating your own legacy of love. If you would like to sit down and discuss your situation, please call me (1.604.833.0348) or send me an email (Lynn@LifestyleProtector.ca). I’ll be happy to talk with you.