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	<title>The Lifestyle Protector</title>
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		<title>Actual savings, not savings vehicles, is needed for retirement</title>
		<link>http://LifestyleProtector.ca/lifestyle/actual-savings-savings-vehicles-needed-retirement/</link>
		<comments>http://LifestyleProtector.ca/lifestyle/actual-savings-savings-vehicles-needed-retirement/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 18:00:43 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Lifestyle]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1756</guid>
		<description><![CDATA[I read Deb MacPherson&#8217;s article PRPP may help companies attract best employees last week about the advantages of the new Pooled Registered Pension Plans (PRPP). While she points out structural benefits of PRPP, she appears to have ignored or not found any consumer benefits. With this new PRPP the government is investing money in infrastructure and [...]]]></description>
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		<title>A tale of two widows</title>
		<link>http://LifestyleProtector.ca/financial-planning/tale-widows/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/tale-widows/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 17:39:48 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1693</guid>
		<description><![CDATA[To really bring the point of sound financial planning home to my clients, I often tell them the story of the two widows, one of them financially secure, and one of them in the opposite situation. One widow has been left a legacy of chaos. She faces all kinds of credit card debt, a huge [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why The Lifestyle Protector</title>
		<link>http://LifestyleProtector.ca/financial-planning/why-the-lifestyle-protector/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/why-the-lifestyle-protector/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 17:28:33 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1687</guid>
		<description><![CDATA[People often ask me why we&#8217;re called The Lifestyle Protector. My father decided on that name because it&#8217;s our mission to help people protect (and enhance) their lifestyle. Alternatively, I think of myself as a financial architect &#8212; I help our clients design and develop their financial strategies so they can achieve their aims and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The importance of rebalancing</title>
		<link>http://LifestyleProtector.ca/financial-planning/importance-rebalancing/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/importance-rebalancing/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 18:20:26 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1666</guid>
		<description><![CDATA[Last time, I wrote about asset allocation, which is primarily about managing risk. It means balancing a higher possible pay-off against a lower risk.  That&#8217;s important because generally the higher pay-off investment options tend to carry more risk, while the lower pay-off options tend to be less risky. A good portfolio includes both types of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Asset Allocation &#8211; the Key To Managing Your Risk?</title>
		<link>http://LifestyleProtector.ca/financial-planning/asset-allocation-key-managing-risk/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/asset-allocation-key-managing-risk/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 17:22:32 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment planning]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1659</guid>
		<description><![CDATA[When it comes to investing, there&#8217;s usually some risk involved.  Certain options carry a greater degree of risk than others.  Still, even the supposedly safe options are not entirely without risk, even though we don&#8217;t like to think of them as risky.  The key to keeping your investments as safe as possible lies in asset [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Sage advice from C.S. Lewis and Seth Godin</title>
		<link>http://LifestyleProtector.ca/financial-planning/sage-advice-c-s-lewis-seth-godin/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/sage-advice-c-s-lewis-seth-godin/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 16:03:29 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Retirement planning]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1617</guid>
		<description><![CDATA[Given the current state of the financial markets and given that I work with people and their money I&#8217;ve been doing a fair amount of reflection. We design clients&#8217; investments for the long-term and with quality so their lifestyles are protected. But when the market has lost its ability to recognize value, I for one [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>Keep calm and carry on</title>
		<link>http://LifestyleProtector.ca/financial-planning/keep-calm-and-carry-on/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/keep-calm-and-carry-on/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 16:55:13 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Investment planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Protect]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Succession planning]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1550</guid>
		<description><![CDATA[It seems with the events of 2008 not too far behind us we are less likely to react to the latest news of market volatility. At least that seems to be what clients are suggesting. When I ask for a client&#8217;s thoughts, they mostly shrug their shoulders and say, not much point in panicking. We&#8217;ve [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Are you playing your long game?</title>
		<link>http://LifestyleProtector.ca/financial-planning/are-you-playing-your-long-game/</link>
		<comments>http://LifestyleProtector.ca/financial-planning/are-you-playing-your-long-game/#comments</comments>
		<pubDate>Mon, 30 May 2011 18:00:04 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Exit strategies]]></category>
		<category><![CDATA[Financial planning]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Protect]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1502</guid>
		<description><![CDATA[“In the long run, we shape our lives, and we shape ourselves.” – Eleanor Roosevelt If you live in Vancouver, you&#8217;ll likely be anticipating the next Canucks game. Even if you&#8217;re not, you have to give them credit for lasting the distance. Through the ups and downs of the season, through wins and losses and through [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does the Queen have to do with your wealth?</title>
		<link>http://LifestyleProtector.ca/contingency-planning/what-does-the-queen-have-to-do-with-wealth/</link>
		<comments>http://LifestyleProtector.ca/contingency-planning/what-does-the-queen-have-to-do-with-wealth/#comments</comments>
		<pubDate>Tue, 24 May 2011 18:00:36 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Retirement planning]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1390</guid>
		<description><![CDATA[&#8220;I&#8217;ve been rich and I&#8217;ve been poor. Believe me, rich is better.&#8221; &#8211; Mae West &#160; I read Diane Francis&#8216; article The Queen sets a better example this last week. I don&#8217;t know about you but I liked her spin. Maybe because I&#8217;m a woman. But more importantly because it made good sense. Her premise, [...]]]></description>
		<wfw:commentRss>http://LifestyleProtector.ca/contingency-planning/what-does-the-queen-have-to-do-with-wealth/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I don&#8217;t believe but maybe I should</title>
		<link>http://LifestyleProtector.ca/exit-strategies/i-dont-believe-but-maybe-i-should/</link>
		<comments>http://LifestyleProtector.ca/exit-strategies/i-dont-believe-but-maybe-i-should/#comments</comments>
		<pubDate>Mon, 16 May 2011 17:28:41 +0000</pubDate>
		<dc:creator>TLP</dc:creator>
				<category><![CDATA[Business owner]]></category>
		<category><![CDATA[Contingency planning]]></category>
		<category><![CDATA[Exit strategies]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Protect]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://LifestyleProtector.ca/?p=1375</guid>
		<description><![CDATA[I met Marc (name changed to protect the innocent) this week. He&#8217;s young (early 30&#8242;s). He&#8217;s a business owner. And, he&#8217;s ambitious. I loved the conversation. He told me how he got started in 2006 by accident (don&#8217;t many entrepreneurs start this way?). He told me how he moved from a traditional street front operation [...]]]></description>
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		<slash:comments>0</slash:comments>
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